25 Goals for 2015 – January summary (Week 4.)


Week 4. January 25 – 31, 2015. One month down… 11 to go. 

My parents finally came home this week. I’ve been taking care of my 14year old sister and four year old niece – Basically mom-dutying for 12 days. Getting them fed, dressed and driving them to school, picking them up (no school bus), feeding them again…. You get the point, while attempting to keep up working almost-full-time. It was hard! I know that when you have kids you gradually grow with them, having a teenager and a toddler dumped in your lap suddenly is quite the lifestyle change!

2015-01-14 15.13.28

Unfortunately my parents got stuck in NYC on the way back due to the big winterstorm that came down the east coast so 12 days turned into 16. I managed to get away for three nights while my other sis watched them through the 16 days to preserve my sanity. It was fun, and hard. My parents finally made it back on the 29th and SURE ENOUGH on the 30th I got sick and I’ve been sick for a full week since.

Having the kiddos here really helped me get into a routine sleeping-wise, which is AWESOME. However, I didn’t have time to go to the gym and it exposed me to whatever they brought home from school and I ended up with a very sore throat/fever that seemed like strep, and now a week later it seems I have bronchitis. Fun stuff, great for the finances though because I haven’t spent very much, not eating out much is great on the wallet! Now for the details:


Goal recap.

1. Stop using overdraft, live on last periods pay. Reach by end of February. Done.
2. Save and splurge on a nice new purse in the spring, Michael Kors Dillon? Haven’t done anything with this yet.
3. Sell my house. Take the money and run. In progress.
4. Max emergency fund to $10,000. Save $571.59/month. (or: future house) Done.
5. Retirement TFSA/RSP  $105.53/month. Done.
6. Vehicle fund $17.33/month. Done.
7. Future House  $41.66/month. Done.
8. Travel expense $1,500 jan – oct, after that is work depending. On target
9. Last but not least a networth of $72,000. An increase of the amount I plan to save and any small gains in interest/value. :) On target.
10. Visit Cape Breton. Haven’t done anything with this yet.
12. Go to East to West music festival in Moncton, NB. This got cancelled so I can’t go 😦
13. Go camping in the Magdalen Island for a week. Haven’t done anything with this yet.

I hit all my financial targets this month, all my savings targets are spot on. It went well! I haven’t made any concrete travel plans and my house still hasn’t sold though. 😦

2015-02-07 10.33.47
14. Get up at 08:00/08:30 five days per week. Done.
15. Lose 30 for 30. In progress.
16. Track food and  journal exercise daily. Done.
17. Go swimming once a week (incl. in gym membership) Fail.
18. Complete c25k a second time by April 30, 2015. In progress.
19. Start weighing in weekly by June 30, 2015. On target.
20. Average steps per day 8,500. Done, average was 8,834 for January.
21. Read more: read 30 books this year. In progress. Read two in January so a bit behind.
22. Wear out shoes, don’t buy more, reduce total amount of shoes owed. In progress.
23. Complete the #100happydays challenge. In progress.
24. Finish two bible studies. In progress.
25. Keep track of these goals weekly here. Done!

Healthwise things went well, I’m keeping up with being active more in general (which needs to be a permanent lifestyle so I’m taking it slow)  my workouts are still lacking. I slimmed down a bit this month, I’m not sure how much in centimeters or actual kilos and it’s not actually that important for the time being, my pants fit better and I feel and look better. I am still tracking everything I eat and my sleeping and activity patterns daily.

The benefit of eating at home more and spending less at Tim Horton’s (I’m not a huge burger and fries eater but I do love breakfast sandwiches) is that I’ve been doing some experimenting in the kitchen. This morning I made chocolate banana baked oatmeal (pic above) and I tried making chia pudding. Any time in the past few years I end up eating out a lot more I tend to forget how much I enjoy cooking and baking.

And that’s a wrap! Happy February!

Published by Renée

I write about my life, travel and my financial up and downs on my blog, Nickel By Nickel, while contradicting myself daily. ;)

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